V121 changes

- Correct local account name/password login is immediate.
- CONTINUE is enabled immediately after successful login.
- Party character creation is no longer blocked by character-folder routing.
- Account SAVE/LOAD stays disabled until the per-account characters folder is confirmed.
- A missing router confirmation becomes an explicit status instead of an endless Preparing message.
- RETRY CHARACTER FOLDER is available from the account screen.
- No automatic character backup, restore, copy, or respawn was added.
